When I have a conversation with a borrower, I take my time and ask questions to find out what their true needs are. I want them to walk away from the conversation with more knowledge about the lending process than what they started with. Whether or not we do business, my clients leave the table with a mortgage education.

I work with my clients from start to finish on each transaction so there is no passing the buck to the next department. I am the front line fielding every question for my borrowers.

I am licensed in 30 states with all mortgage products and I am a Top 5 producer for my company for 3 years running Cardinal Financial Services the majority of the loans originated rather than selling them off to the next highest bidder. We want our clients to be treated like family and we reward their loyalty by waiving fees for return business. Veterans also receive reduced fees for their service to our country.